POINTS or Loan Origination Fee

INTEREST ON THE LOAN. Interest covering the period from date of closing until end of month.

TITLE INSURANCE. Often the banks require this insurance.


SURVEY FEES. If not recently surveyed the Lender or Title Insurance Company may require a registered survey or map showing the location of the house and the boundaries of the property, as well as easements and rights of way.

RECORDING FEES. The buyer usually pays the fee for legally recording the new deed and mortgage.

HOMEOWNERS INSURANCE. Proof of current policy is necessary at the closing.

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